Payers

Pennsylvania Home and Community-Based State/Federal Programs

Carmichael Home Care Agency provide several Home and Community-Based Services paid for by the government. These programs are often referred to as "Waiver" programs, meaning that the federal government "waives" the Medical Assistance rules for institutional care for the state to provide support in the community for services that the traditional Medicaid benefit wouldn't typically cover. The qualifications to participate in a Waiver program vary based on income level, primary and secondary diagnoses, and need assessments.

Carmichael Home Care Agency is a provider of the following Waiver Programs. Click on the links below to learn more about the eligibility criteria and services offered through each Waiver program:


Pennsylvania Office of Long-Term Living (OLTL)

Pennsylvania Office of Developmental Programs (ODP)

Office of Medical Assistance Programs

  • Aetna Better Health

  • AmeriHealth Caritas

  • Gateway Health Plan

  • Geisinger Family Plan

  • Health Choices


Long-Term Care Insurances

We work with numerous long-term care insurances that cover nursing and non-medical home care services. Your local office can provide copies of licenses, insurance, and other information typically requested of Long Term Care Insurances to guarantee reimbursement to the patient.

Veterans Affairs

Carmichael Home Care Agency works with Veterans Affairs and various organizations that help bring needed home healthcare services to veterans and their spouses. We specialize in programs that provide interest-free financing and expedited application processing to ensure that our veterans can choose to stay home. Please feel free to call your local office today for details.

Private Pay

Carmichael Home Care Agency offers competitive private pay rates to families looking for in-home care – Call your local office for a quote. The price per hour can vary based on the hours of care needed, the level of care, and the patient's location.